Rich By Choice: Take Back Control, Master Your Money, and Design the Life of Your Dreams

5 Star Review

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Editorial Book Review:

By SM Harrison

Dr. Nicholas E. Michels' Rich By Choice serves as a pragmatic and motivating resource for individuals aiming to reclaim authority over their finances and cultivate a life deliberately centered on purpose and independence. From the opening chapter, Michels engages readers by redefining prosperity not as an ultimate goal, but as a means to achieve the life that one genuinely values. Reading this book offers a sense of empowerment and insight, fostering reflection, motivation, and clarity, while motivating readers to take proactive measures toward achieving financial mastery. It engages both the intellect and emotions, making complex financial principles comprehensible and relevant to practical goals.

At its foundation, the book examines themes of deliberate action, financial literacy, and value-oriented wealth accumulation. Michels emphasizes that achieving financial mastery entails not only augmenting income but also harmonizing expenditures, investments, and charitable donations with one's personal purpose and long-term goals. These lessons hold universal importance, providing valuable insights for individuals ranging from emergent professionals to experienced entrepreneurs seeking to leverage their financial resources with intentionality and purpose.

Michels' writing methodology is precise, methodically organized, and readily understandable. He combines illustrative narrative examples with practical exercises, directing readers through both mindset transformations and tangible financial strategies. His employment of narrative, especially in demonstrating the outcomes of deliberate decisions, converts abstract concepts into concrete and enduring comprehension. The book is systematically structured, progressing from fundamental principles to practical applications, thereby improving lucidity and relevance.

Memorable highlights encompass Michels' framework for articulating your "why" and "who" in wealth-building, along with his practical advice on developing a personal financial plan that aligns with individual values. Rich By Choice leaves a lasting impression as a thorough, empowering, and practical guide. It is a vital resource for individuals prepared to assume mastery of their finances, live purposefully, and cultivate a life characterized by freedom, influence, and fulfillment.

About the Author 

Dr. Nicholas E. Michels

Dr. Nicholas E. Michels is more than a financial expert; he’s a guide, teacher, and public speaker who helps clients align their finances with what brings joy, fulfillment, and a legacy of abundance. With a career spanning three different decades, he has empowered thousands to achieve financial freedom, eliminate stress, and build purposeful wealth. 

With a Doctorate in Business Administration, Nick is the founder of Michels Family Financial. He combines his expertise as a Certified Financial Planner™, Certified Private Wealth Advisor™, and a National Social Security Advisor.

Beyond finance, Nick is a devoted husband, father, and passionate advocate for giving back through his family’s foundation, The Michels Corporation, which supports youth education, missions, and families in need.